The Kerdizo Loop

Earn. Save. Give. Get. Grow.

A job is giving someone something they value: making them laugh, or doing something they'd love to have done but never thought to ask for, like designing their thank-you cards.

Creating value is how you earn. Spend some on what you want. Save some for something bigger. Give some away. That's how kids start thinking like entrepreneurs, and grow into independent earners.

Step 1 · Kid Mode

Pick a job.

Your kid picks one of 501 ideas, or pitches their own. It goes on the family board for a grown-up to okay.

J

Juno · Job Ideas

Ages 5+ · Outdoor & Yard

Seed Starter Helper

Fill small pots with soil and plant the seeds

I’ll do this

What happened: Saved on your board. A grown-up will say yes or no.

Browse Job Ideas →

Where's the money?

No bank. Just an honest IOU.

Kerdizo is your family's IOU, kept honestly. The money stays with you until they spend it, and the app keeps the record.

Does it connect to my bank?

Nope. Kerdizo never touches real money. It's a running IOU between you and your kid.

So what's in their wallet?

What you owe them, to the cent. When they buy something, you pay it out and mark it spent.

Two ways in, one family.

Parent Mode

Approve jobs, set the Give and Save split, add money from Grandma, and fix a line when someone fat-fingers it. Everything that moves money starts here.

Kid Mode

Pick jobs, mark them done, chase goals and ask to buy. Kids see their own money and nobody else's.

The Kid Wing

Every kid gets their own door, in their own color. Knock, and their world opens: their jobs, their jars, their goals. There's a grown-up PIN between them and your settings.

A wallet that never erases

Fix a mistake and the old line stays, struck through, with the reason beside it. The numbers always add up, and anyone can see why.

A wish or a goal?

Wish

Something they can buy soon.

Stickers, a book, a slime kit. When they have enough, they tap “I'm ready to buy this,” and the money waits for you to say yes.

Goal

Something bigger, worth setting money aside for.

A bike, a tablet, a trip to the trampoline park. They move money into it a little at a time and watch the ring fill.

Ready when they are.

Join the beta